Executive Title and Escrow, LLC.

Lawrence O. Elliott, Jr. is the founder of Executive Title and Excrow, LLC. He, for the past years, has worked in real estate law as a settlement attorney for several years prior to starting Executive Title and Escrow, LLC.

Shortly after graduating from Howard University School of Law, Lawrence began focusing on a career in Real Estate and Public Interest. His work in various areas of real estate has exposed him to many of the issues involved in mortgage lending and the settlement process. Lawrence's legal work, in the past, included foreclosures, partition suits, unlawful detainers, suits to quiet title, evictions, guardianship, probate, wills, trusts and estate planning.

Commitment to Customers.

Through innovations in management and in depth research in real estate law, Lawrence has proven he can expand the scope of the Executive Title and Escrow, LLC. and improve on the tradition of protecting Maryland's consumers in there real estate ventures. His dedication is second to none and with every transaction that Executive Title and Escrow performs this commitment is evident.

What does a title company do?

A title company oversees the interests of all parties - buyers, sellers, lenders and real estate agents - during the purchase or refinancing of a homeowner's loan. A title company performs title examination services (researching the ownership history of the property to determine that the title is free of any liens or claims), collects and distributes funds from the transaction, transfers ownership of the property and issues title insurance.

What is title insurance, and why do I need it?

Title insurance protects you, the property owner, and the lending institution that holds your mortgage from unforeseen claims that may arise against your property. Even though the exam performed by the title company is thorough, it is limited to public records. You need title insurance in the event that a prior owner of your property recorded a forged deed. If this has happened, the previous owner could come forward to claim ownership of the property at some point. Title insurance protects you against financial loss and the payment of legal costs associated with such false claims.

Do title companies charge different rates for title insurance?

Title insurance rates are set by state insurance commissions and are based on the purchase price of your property (your owner's policy) and the loan amount (the lender's policy).

Am I required to purchase title insurance?

Most lenders will require that you purchase a lender's title insurance policy. This protects their investment in your property. You are not required to purchase an owner's policy, but it is highly recommended that you do so. Your one-time title payment will protect your property for as long as you own it.

Do all title companies charge the same fees for their services?

Fees may vary from company to company. All reputable companies will supply you with a good faith estimate of their fees and the cost of title insurance prior to settlement.lender's policy).

Who can I call if I have any questions?

Call Executive Title and Escrow, LLC. at 301-341-6444. Our expert staff will be happy to assist you.

Privacy Policy

1. Consent
By using this Site, you agree with the terms of this Privacy Policy. Whenever you submit information through this Site, you consent to the collection, use and disclosure of that information in accordance with this Privacy Policy and any specific provisions of this Site that may be presented at the time information is collected.

2. Information collection
Like many websites, this Site actively collects information from its visitors both by asking them specific questions and by permitting them to communicate directly with us through email, feedback forms, and other methods. Some of the information that you submit may be information that can be uniquely identified with you, such as your full name, address, email address, social security number, phone number, etc. Some areas of this Site may require you to submit information in order for you to benefit from specific features (such as online quotes and orders and/or order processing).

3. Use and disclosure of information
MG Title may use information you provide to improve the content of our Site, to customize the display of the Site to your preferences, to communicate information to you (if you have requested it), for our marketing and research purposes, and for the purposes specified in this Privacy Policy. We may disclose your personally identifiable information (i) to third parties we use to support our business (including fulfillment services, delivery services, financial institutions and purported creditors identified in our title and judgment searches); or (ii) where required by applicable laws, court orders or government regulations.

4. Access and correction
To keep your personally identifiable information accurate, current and complete, please contact us as specified below. We will take reasonable steps to update or correct personally identifiable information in our possession that you have previously submitted via this Site.

5. Security
We will take reasonable steps to protect your personally identifiable information as you transmit your information from your computer to our Site and to protect such information from loss, misuse and
unauthorized access, disclosure, alteration or destruction in accordance with this Privacy Policy. You should keep in mind that no Internet transmission is ever 100% secure or error-free. In particular, email sent to or from this Site may not be secure, and you should therefore take special
care in deciding what information you send to us via e-mail.

6. How to contact us
If you have any questions, comments or concerns about this Privacy Policy or the information practices of this Site, please contact us as follows:

Executive Title and Escrow, LLC
9500 Arena Drive
Largo, MD 20774 USA
info@executivetitleandescrow.com

7. Changes to this privacy policy
If this Privacy Policy changes, the revised policy will be posted on this Site. Please check back periodically, and especially before you provide any personally identifiable information.

This Privacy Policy was last updated on 6/6/06.